{"sc":"P076" ,"ac":"IT00806"}, ,"ac":"IT00805"}, {"sc":"J079" ,"ac":"IT00806"}, There are no points to count, simply sign up and start shopping with us to be rewarded. ,"ac":"QS0001"}, {"sc":"0025" {"sc":"PL45" {"sc":"HX92" ,"ac":"IT00802"}, {"sc":"P009" John Lewis Financial Services Limited, which issues and manages the Partnership Card, is a member of the Financial Ombudsman Service. {"sc":"A036" until 3 September 2020 a £11.99 purchase in John Lewis or Waitrose earns 11 points, while a £11.99 purchase in another supermarket would earn 5 points. Double Points are also available in John Lewis Opticians and on Beauty Services. ,"ac":"IT00806"}, ,"ac":"IT00806"}, {"sc":"XJP7" {"sc":"W021" ,"ac":"IT00806"}, {"sc":"A035" ,"ac":"IT00804"}, {"sc":"P069" ,"ac":"IT00804"}, {"sc":"Z087" {"sc":"PL04" ,"ac":"QS0001"}, ,"ac":"IT00804"}, ,"ac":"TP0000"}, Please note that the information in this article is for information purposes only and does not constitute advice. ,"ac":""}, Please refer to the particular terms & conditions of a provider before committing to any financial products. {"sc":"A025" {"sc":"RDEV" ,"ac":"IT00804"}, ,"ac":"IT00807"}, ,"ac":"TP0000"}, {"sc":"A050" {"sc":"W074" {"sc":"HX87" ,"ac":"IT00804"}, {"sc":"Z223" {"sc":"W003" {"sc":"P047" ,"ac":"IT00801"}, {"sc":"HX89" ,"ac":"IT00804"}, ,"ac":"IT00804"}, {"sc":"Z224" {"sc":"XJLB" {"sc":"0008" {"sc":"XJLA" ,"ac":""}, ,"ac":"IT00804"}, ,"ac":"IT00807"}, {"sc":"0006" {"sc":"J031" {"sc":"Z158" {"sc":"W015" {"sc":"J041" {"sc":"0003" ,"ac":"IT00805"}, Never disclose this information to anyone. ,"ac":"IT00804"}, ,"ac":"IT00806"}, {"sc":"J010" {"sc":"0002" ,"ac":"IT00805"}, {"sc":"PL18" {"sc":"L004" ,"ac":"IT00805"}, {"sc":"P051" ,"ac":"IT00806"}, {"sc":"P038" can you use the Eat Out To Help Out discounts at John Lewis? ,"ac":"IT00807"}, {"sc":"J016" {"sc":"PL12" Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. ,"ac":"IT00804"}, ,"ac":"IT00805"}, ,"ac":"IT00801"}, {"sc":"W029" {"sc":"W008" ,"ac":"IT00801"}, ,"ac":""}, {"sc":"PL39" {"sc":"L016" ,"ac":"IT00806"}, ,"ac":"IT00806"}, ,"ac":"IT00806"}, ,"ac":"IT00806"}, Spending £100 in John Lewis or Waitrose at 1.25 points per £1 = 125 points. At the moment you’ll need to spend £500 at John Lewis/Waitrose or £1,000 elsewhere to get a £5 voucher. ,"ac":"IT00807"}, I recently discovered that as well as earning points for flying, hotel stays, spending on your credit card, running, walking and cycling, you can also earn them for searching the internet! ,"ac":"IT00806"}, {"sc":"P031" {"sc":"A032" {"sc":"0005" ,"ac":"IT00805"}, ,"ac":"IT00807"}, ,"ac":"IT00805"}, ,"ac":"IT00805"}, {"sc":"W036" {"sc":"QTSE" ,"ac":"IT00806"}, ,"ac":"IT00806"}, ,"ac":""}, {"sc":"XJP4" ,"ac":"TP0000"}, ,"ac":"IT00807"}, {"sc":"W096" ,"ac":"IT00806"}, {"sc":"WAIT" {"sc":"P095" {"sc":"PL23" ,"ac":"IT00806"}, ,"ac":"TP0000"}, See our updated Reward Programme Rules and further details about earning points at John Lewis and Waitrose. ,"ac":"IT00805"}, {"sc":"A016" {"sc":"J033" explains what changes are being made to the Partnership Card and how they might affect your benefits. {"sc":"Z142" ,"ac":"IT00805"}, ,"ac":"TP0000"}, ,"ac":"IT00801"}, ,"ac":""}, {"sc":"A014" ,"ac":"IT00807"}, {"sc":"J077" {"sc":"P073" ,"ac":"IT00807"}, Tagged as: credit cards john lewis Reward credit cards. ,"ac":"IT00806"}, {"sc":"A040" ,"ac":"IT00807"}, {"sc":"P096" ,"ac":""}, {"sc":"PL28" {"sc":"W090" ,"ac":""}, ,"ac":""}, {"sc":"PL40" ,"ac":"IT00805"}, {"sc":"J093" {"sc":"A029" ,"ac":"IT00804"}, ,"ac":"IT00805"}, From Friday 4 September 2020, the points you earn at John Lewis and Waitrose will increase by 25%. {"sc":"A037" ,"ac":"IT00805"}, {"sc":"Z146" Earn 1 Point for every £4 spent elsewhere. ,"ac":"IT00805"}, {"sc":"J081" {"sc":"W079" {"sc":"Z152" ,"ac":"IT00807"}, We’re not changing anything else about the Partnership Card. ,"ac":"IT00806"}, {"sc":"A052" ,"ac":"IT00807"}, ,"ac":"TP0000"}, {"sc":"J042" ,"ac":"IT00805"}, {"sc":"P066" {"sc":"J098" ,"ac":"IT00806"}, Spending £100 elsewhere at one point per £4 = 25 points. {"sc":"HX85" {"sc":"XJP2" ,"ac":"IT00805"}, {"sc":"HX83" ,"ac":"IT00801"}, ,"ac":"IT00806"}, See how your spending adds upwith our Partnership Card. ,"ac":"IT00804"}, {"sc":"W091" ,"ac":"IT00804"}, ,"ac":"IT00807"}, ,"ac":"IT00806"}, {"sc":"HX88" ,"ac":"IT00807"}, {"sc":"PL13" ,"ac":"IT00804"}, {"sc":"PL05" ,"ac":"IT00806"}, ,"ac":""}, {"sc":"PL43" ,"ac":"IT00805"}, {"sc":"0013" ,"ac":"IT00805"}, {"sc":"J030" {"sc":"W013" John Lewis foreign currency services are all operated under their John Lewis Finance brand, with services available online, in John Lewis stores, and in some cases in Waitrose stores. ,"ac":"TP0000"}, e.g. {"sc":"W067" {"sc":"HX86" ,"ac":"IT00801"}, {"sc":"P071" {"sc":"PN04" {"sc":"J082" {"sc":"PL57" {"sc":"Z159" ,"ac":"IT00807"}, {"sc":"P074" ,"ac":"IT00807"}, ,"ac":"IT00807"}, ,"ac":"IT00805"}, ,"ac":"IT00807"}, ,"ac":"IT00804"}, {"sc":"W023" ,"ac":"IT00804"}, ,"ac":"IT00804"}, {"sc":"PL19" {"sc":"W076" {"sc":"W019" {"sc":"W065" And the Partnership Card isn’t just about the points; it has 0% on purchases for the first nine months, 0% balance transfers for the first 18 months (minimum £5 for 2.9% fee), and a representative APR of 18.9%. {"sc":"A043" ,"ac":"IT00806"}, {"sc":"P088" {"sc":"A012" {"sc":"PL41" {"sc":"A039" ,"ac":"IT00804"}, ,"ac":"IT00804"}, ,"ac":"IT00805"}, By continuing to browse you consent to our use of cookies. ,"ac":"IT00807"}, {"sc":"P039" {"sc":"P053" {"sc":"A030" {"sc":"J060" {"sc":"A042" The option to change delivery will appear if it's available. ,"ac":""}, ,"ac":""}, {"sc":"W014" ,"ac":"IT00806"}, {"sc":"W094" {"sc":"J012" {"sc":"Z225" ,"ac":"IT00801"}, ,"ac":"IT00806"}, ,"ac":"IT00804"}, ,"ac":"IT00807"}, Customers will continue to earn one point per £1 spend, two points per £2 spend and three points per £3 spend. {"sc":"W004" {"sc":"0031" {"sc":"0014" ,"ac":"IT00805"}, {"sc":"P028" {"sc":"W051" var pymParent = new pym.Parent('which-signup', 'https://www.which.co.uk/static/tools/new-reviews/money-signup/money-signup-rhythmyx.html', {}); From 4 September, people who spend money on a Partnership Card at John Lewis and Waitrose will earn 25% more points than before. ,"ac":"IT00805"}, The John Lewis Partnership owns and operates two of Britain's best-loved retail brands - John Lewis and Waitrose. ,"ac":"IT00805"}, ,"ac":"IT00805"}, ,"ac":""}, ,"ac":"IT00806"}, ,"ac":"IT00807"}, {"sc":"J094" ,"ac":"IT00805"}, ,"ac":"IT00806"}, {"sc":"J087" {"sc":"W016" If interest-free spending is what you’re after, the best deals offer this for up to 26 months. ,"ac":"IT00807"}, ,"ac":"IT00803"}, {"sc":"J084" {"sc":"J040" {"sc":"W006" ,"ac":"QS0001"}, {"sc":"J089" ,"ac":"IT00805"}, {"sc":"FC01" ,"ac":"IT00804"}, ,"ac":"IT00804"}, ,"ac":"IT00804"}, {"sc":"0018" {"sc":"XJG3" {"sc":"PL46" {"sc":"J025" {"sc":"PL20" John Lewis plc will redeem Points automatically at the rate of 100 Points for every £1 of vouchers. {"sc":"0015" {"sc":"P030" ,"ac":"IT00807"}, ,"ac":"IT00804"}, ,"ac":"TP0000"}, {"sc":"P036" ,"ac":"IT00807"}, ,"ac":""}, {"sc":"W018" {"sc":"A019" {"sc":"P089" {"sc":"L017" {"sc":"DRH1" {"sc":"PL50" Read about our new points rates and what they mean for you. ,"ac":"IT00804"}, We’ve reviewed the Partnership Card recently and believe it’s the right time to update the way we reward your shopping. ,"ac":"IT00807"}, ,"ac":"IT00806"}, ,"ac":"IT00807"}, ,"ac":"IT00801"}, {"sc":"QSTE" {"sc":"A047" {"sc":"J038" ,"ac":"IT00805"}, ,"ac":"IT00802"}, ,"ac":"IT00806"}, {"sc":"" {"sc":"PL29" ,"ac":"IT00804"}, {"sc":"W020" ,"ac":"IT00805"}, {"sc":"P045" ,"ac":"IT00806"}, ,"ac":"IT00806"}, {"sc":"PL49" {"sc":"P091" {"sc":"0022" {"sc":"J036" {"sc":"J049" John Lewis and Waitrose have made a sharp cut to the cashback reward on their Partnership credit card. {"sc":"Z139" So, you’ll earn five points after spending £4, whereas you only earn one point per £1 at the moment. ,"ac":"IT00802"}, {"sc":"W064" ,"ac":"IT00801"}, {"sc":"0032" {"sc":"JL01" ,"ac":"IT00805"}, ,"ac":"IT00807"}, {"sc":"W042" ,"ac":"IT00805"}, ,"ac":"IT00806"}, ,"ac":"IT00807"}, ,"ac":"IT00804"}, ,"ac":"IT00805"}, {"sc":"P093" ,"ac":"IT00801"}, ,"ac":"IT00804"}, But if you have a balance you’re trying to pay off, you can do it at 0% for up to 30 months with the best 0% balance transfer credit card. ,"ac":"IT00807"}, ,"ac":"IT00805"}, {"sc":"XJJ7" ,"ac":"IT00801"}, ,"ac":"IT00802"}, ,"ac":"IT00807"}, ,"ac":"IT00805"}, We'll then turn your points into vouchers that you can spend in John Lewis and Waitrose. ,"ac":"IT00806"}, ,"ac":"IT00805"}, {"sc":"J051" {"sc":"A034" ,"ac":"IT00806"}, ,"ac":"IT00802"}, ,"ac":"IT00804"}, ,"ac":"IT00806"}, ,"ac":"IT00806"}, ,"ac":""}, {"sc":"P055" {"sc":"W073" You will get 5 points with a £4 purchase at JLP and Waitrose – where you are getting 1 point for a £1 spend at the moment -, but spend in other shops is … {"sc":"PN05" ,"ac":"IT00807"}, {"sc":"W043" ,"ac":"IT00806"}, Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 715060) including for the provision of payment services (Register number 542750). ,"ac":"IT00801"}, ,"ac":"IT00805"}, ,"ac":"IT00803"}, ,"ac":"IT00806"}, ,"ac":"IT00807"}, {"sc":"P042" {"sc":"J007" Revealed: the five major costs the cladding crisis is piling on homeowners. {"sc":"W081" ,"ac":"IT00807"}, ,"ac":"IT00807"}, ,"ac":"IT00801"}, ,"ac":"IT00804"}, ,"ac":"IT00802"}, ,"ac":"IT00804"}, Women owed £3bn in underpaid state pension: are you eligible to claim? ,"ac":""}, ,"ac":"IT00801"}, ,"ac":"IT00806"}, ,"ac":"IT00803"}, {"sc":"A003" This applies to all Partnership Card purchases that currently earn you 1 point for every £1 spent. ,"ac":"IT00805"}, {"sc":"PL02" {"sc":"Z083" ,"ac":"IT00806"}, ,"ac":"IT00805"}, Say you’re planning to spend £100 – here’s how that would look now and after 4 September if you spent it in John Lewis or Waitrose versus another shop. {"sc":"PL06" ,"ac":"IT00804"}, {"sc":"J037" {"sc":"A049" {"sc":"J053" {"sc":"J055" {"sc":"P022" ,"ac":"IT00807"}, ,"ac":""}, ,"ac":"IT00805"}, {"sc":"L007" ,"ac":"IT00801"}, {"sc":"P043" {"sc":"J044" ,"ac":"IT00805"}, Besides the current 1,000 bonus points on offer, the Partnership Card offers Waitrose and John Lewis shoppers 1 point on every £1 spent at John Lewis and Waitrose, and 1 point for every £2 of other spending. {"sc":"PL09" {"sc":"A026" ,"ac":"IT00804"}, {"sc":"P026" {"sc":"J050" {"sc":"W100" {"sc":"J029" John Lewis Financial Services Limited (a subsidiary of HSBC UK Bank plc) is registered in England with company number 464530, registered office: 8 Canada Square, London E14 5HQ. ,"ac":"IT00801"}, After 4 September 2020 a £11.99 purchase in John Lewis or Waitrose earns 14 points, while a £11.99 purchase in another supermarket would earn 2 points. 18.9% APR {"sc":"A055" {"sc":"PN02" ,"ac":"IT00802"}, earning points at John Lewis and Waitrose. {"sc":"PL47" ,"ac":"IT00805"}, {"sc":"PL10" ,"ac":"IT00801"}, Free to download, this UK mobile app is for John Lewis & Waitrose Partnership Card customers to manage their credit card securely on the go. {"sc":"P061" ,"ac":"IT00806"}, {"sc":"Z154" ,"ac":"IT00806"}, Do my vouchers or points expire? ,"ac":"TP0000"}, ,"ac":"IT00804"}, {"sc":"A061" Shop with us online or in store 12 – 16 December with your Partnership Card (18.9% APR representative variable) and we’ll give double points towards your John Lewis Partnership vouchers. {"sc":"PL58" ,"ac":"IT00803"}, {"sc":"J099" {"sc":"P020" Whether you’re doing your weekly food shop at Waitrose, updating your home and wardrobe with John Lewis or buying our travel money, every purchase will earn you even more points. {"sc":"PL25" {"sc":"P027" ,"ac":"IT00806"}, {"sc":"PL56" However, your points won’t be doubled for any spending you do elsewhere. {"sc":"W049" This is because it is the best mainstream cashback (well, pseudo cashback) Visa or Mastercard credit card on the market. ,"ac":"IT00802"}, ,"ac":"IT00803"}, ,"ac":"IT00806"}, ,"ac":"IT00806"}, {"sc":"XJM3" {"sc":"J090" {"sc":"J052" ,"ac":"IT00805"}, {"sc":"XJF3" ,"ac":"IT00806"}, {"sc":"Z147" ,"ac":"IT00805"}, {"sc":"A020" {"sc":"0026" ,"ac":"IT00805"}, ,"ac":"TP0000"}, {"sc":"XJJ2" ,"ac":"IT00807"}, ,"ac":"IT00806"}, {"sc":"W057" Microsoft Reward Points. {"sc":"W011" John Lewis plc trading as John Lewis Finance acts as a credit broker for the purpose of introducing credit for the Partnership Card provided under exclusive arrangements with the lender John Lewis Financial Services Limited, a subsidiary of HSBC UK Bank plc. ,"ac":"IT00802"}, {"sc":"Z157" ,"ac":"IT00804"}, {"sc":"0024" However, your points won’t be doubled for any spending you do elsewhere. John Lewis is offering customers that successfully apply for its Partnership card before 29 February 2020 the chance to earn double points at John Lewis or Waitrose for 90 days. John Lewis is offering customers that successfully apply for its Partnership card before 29 February 2020 the chance to earn double points at John Lewis or Waitrose for 90 days. ,"ac":"IT00807"}, ,"ac":"IT00806"}, ,"ac":"IT00806"}, ,"ac":"IT00804"}, {"sc":"A005" You'll earn just one point per £4 spent elsewhere. ,"ac":"IT00803"}, {"sc":"W078" ,"ac":"IT00801"}, ,"ac":"IT00806"}, ,"ac":"IT00807"}, {"sc":"PL32" {"sc":"W093" {"sc":"W001" ,"ac":"IT00804"}, ,"ac":"IT00806"}, If the 0% on purchases and balance transfer features are of more use to you, other credit cards can offer these for much longer periods of time – but you usually have to choose between the two. {"sc":"J021" {"sc":"W056" ,"ac":"IT00801"}, {"sc":"P065" {"sc":"J020" From 4 September, you’ll get a £5 voucher after spending £400 at John Lewis/Waitrose, but you’ll need to spend £2,000 at other retailers to earn it. ,"ac":"IT00805"}, {"sc":"0009" {"sc":"PN03" Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 527029). ,"ac":"IT00804"}, {"sc":"J003" {"sc":"P023" You’ll now enjoy new earn rates for shopping in John Lewis, Waitrose and everywhere that accepts Mastercard. {"sc":"PL24" ,"ac":"IT00804"}, ,"ac":"IT00806"}, ,"ac":"IT00804"}, ,"ac":"IT00801"}, {"sc":"P085" ,"ac":"IT00802"}, {"sc":"P0100" {"sc":"W063" ,"ac":"IT00801"}, ,"ac":"IT00805"}, ,"ac":"IT00804"}, ,"ac":"IT00807"}, {"sc":"PL11" ,"ac":"IT00807"}, ,"ac":"IT00804"}, ,"ac":"IT00801"}, {"sc":"W058" ,"ac":"IT00806"}, ,"ac":"IT00805"}, ,"ac":"IT00804"}, The John Lewis Partnership is currently offering two sign up bonuses. ,"ac":"IT00805"}, ,"ac":"IT00805"}, ,"ac":"IT00805"}, ,"ac":"IT00806"}, {"sc":"PL27" {"sc":"P072" {"sc":"A054" {"sc":"Z160" {"sc":"LETT" ,"ac":"IT00802"}, {"sc":"J078" ,"ac":""}, {"sc":"PL30" ,"ac":"IT00803"}, {"sc":"J096" {"sc":"W054" {"sc":"A060" {"sc":"PL03" {"sc":"XJH5" {"sc":"W062" ,"ac":""}, {"sc":"0029" {"sc":"A011" So when you’re shopping anywhere else that accepts Mastercard, a £4 purchase will earn you 1 point (this would currently earn you 2 points). ,"ac":""}, {"sc":"W061" Currently shoppers earn one point per £1 spend whether shopping in-store or online at John Lewis or Waitrose. The popular credit card reward scheme allows shoppers to earn points on what they spend, which are then converted to gift vouchers to use at John Lewis and Waitrose. From 4 September, Partnership card holders shopping at John Lewis and Waitrose will earn an extra 25% on spends. ,"ac":"IT00806"}, {"sc":"0019" We’ve also updated the points rates for all other purchases using your Partnership Card. {"sc":"W098" {"sc":"P058" ,"ac":"IT00801"}, {"sc":"A038" ,"ac":"IT00806"}, {"sc":"0017" {"sc":"J035" {"sc":"J076" {"sc":"A046" Currently, the Partnership Card offers one point for every £1 spent at John Lewis and Waitrose (equal to 1% in rewards) and one point for every £2 (a reward rate of 0.5%) spent elsewhere. ,"ac":"IT00804"}, Which? But if you only shop with these retailers occasionally, you’re likely to earn much less in the way of rewards vouchers. ,"ac":"IT00801"}, ,"ac":"IT00801"}, {"sc":"P044" {"sc":"J097" These points translate into a rewards rate of 1% on in-store shopping and 0.5% on purchases made elsewhere. ,"ac":"IT00804"}, b. John Lewis plc will redeem Points three times a year in February, June and October when John Lewis plc will send you vouchers for the Points held at that time. ‎The Partnership Card app from John Lewis Finance. ,"ac":"IT00804"}, Here's what's changing for new and existing cardholders from 4 September 2020: You'll earn five points for every £4 spent with John Lewis or Waitrose. ,"ac":"IT00801"}, {"sc":"W089" ,"ac":"TP0000"}, {"sc":"Z228" {"sc":"W038" ‘Partnership Card’, ‘John Lewis Finance’ and other terms including ‘John Lewis’ are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership. ,"ac":"IT00806"}, ,"ac":"IT00807"}, ,"ac":""}, Please note that points are calculated on each transaction, not on the aggregate total of transactions. {"sc":"PL23" ,"ac":"IT00805"}, Authorised and regulated by the Financial Conduct Authority (Financial Services Register number 724309). ,"ac":"IT00804"}, ,"ac":"IT00805"}, {"sc":"W028" {"sc":"PL51" ,"ac":"IT00806"}, {"sc":"0011" {"sc":"P070" You’ll still need to earn 500 points to get a £5 voucher, and if you have enough points you’ll continue to be sent your reward up to three times a year. "Partnership Card", "John Lewis Finance" and other terms including "John Lewis" are John Lewis Partnership brands and John Lewis Financial Services Limited uses them under licence from the John Lewis Partnership. {"sc":"XJP3" ,"ac":"IT00804"}, ,"ac":"IT00803"}, ,"ac":"QS0001"}, {"sc":"PL16" John Lewis Partnership’s decision to connect the loyalty experience up for their customers could be seen as a move in the right direction as it looks to drive more footfall and sales. Earn 5 points for every £4 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. ,"ac":""}, Here, Which? ,"ac":"IT00807"}, ,"ac":"IT00806"}, ,"ac":"TP0000"}, For more information about the Financial Ombudsman Service please visit financial-ombudsman.org.uk. ,"ac":"IT00804"}, {"sc":"​RYIJ" ,"ac":"IT00801"}, {"sc":"W045" Plus, never miss your rewards when you turn on notifications. ,"ac":"IT00807"}, ,"ac":"IT00804"}, {"sc":"P050" That's 25% more than what you get currently (one point per £1 spent). Re John Lewis Partnership Credit Card Just received a letter stating that the cashback is going to be ‘updated’. {"sc":"A017" Financial Services Limited. ,"ac":"IT00805"}, You will get 5 points with a £4 purchase at JLP and Waitrose – where you are getting 1 point for a £1 spend at the moment -, but spend in other shops is … ,"ac":"IT00805"}, ,"ac":"IT00807"}, ,"ac":"IT00805"}, {"sc":"P010" {"sc":"J047" {"sc":"W039" ,"ac":"IT00801"}, ,"ac":"QS0001"}, ,"ac":"IT00801"}, {"sc":"W070" {"sc":"A057" ,"ac":"QS0001"}, ,"ac":"IT00804"}, ,"ac":"IT00805"}, {"sc":"J063" {"sc":"A015" ,"ac":"IT00805"}, {"sc":"ZA37" {"sc":"W009" ,"ac":""}, ,"ac":"IT00804"}, ,"ac":"IT00806"}, Step 3 Once you’ve entered each bit of information, a green tick should appear next to it to signify you’ve used the correct format.

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